Totalization enables workers who have paid contributions into multiple funds, social security schemes or pension funds to be entitled to a unified old-age pension/various social security benefits by using the periods completed in different countries.

Totalization requires a contribution period in each of the two contracting states to operate. For EU countries, this period is 12 months.

The totalization of insurance periods is a theoretical concept, as the relevant contributions remain invested in the insurance of the country where they were originally paid. The amount of the old-age pension is determined “pro-quota” by each pension scheme concerned, in relation to the accrued registration periods.

Generally, pension shares paid by public social security institutes are calculated using the contributory system rules. However, if the worker registered before 1996 has already completed the minimum requirements for the right to an autonomous pension in one of these schemes, a wage-based scheme/mixed calculation is carried out.

To request totalization, submit the request to the appropriate office of the institution in the country where the pension is sought shortly before retirement. Be sure to attach documentation on the contribution period in the other country.

Totalization enables workers who have paid contributions into multiple funds, social security schemes or pension funds to be entitled to a unified old-age pension/various social security benefits by using the periods completed in different countries.

Totalization requires a contribution period in each of the two contracting states to operate. For EU countries, this period is 12 months.

The totalization of insurance periods is a theoretical concept, as the relevant contributions remain invested in the insurance of the country where they were originally paid. The amount of the old-age pension is determined “pro-quota” by each pension scheme concerned, in relation to the accrued registration periods.

Generally, pension shares paid by public social security institutes are calculated using the contributory system rules. However, if the worker registered before 1996 has already completed the minimum requirements for the right to an autonomous pension in one of these schemes, a wage-based scheme/mixed calculation is carried out.

To request totalization, submit the request to the appropriate office of the institution in the country where the pension is sought shortly before retirement. Be sure to attach documentation on the contribution period in the other country.